The scenario is like this: boyfriend has unpaid debt (either from loansharks or the bank themselves) however he died from a terminal illness before debt collectors can get to him, but does his death automatically “erase” the unpaid debt he owes as he’s gone?

The thing is, they can’t pursue him as he’s literally dead. The contract he signed prior to death only bares his name (meaning the debt can’t be passed down to either his girlfriend or family) as he’s the only signatory listed on paper (while his family are not signatories).

Debt collectors or loansharks show up to his residence only finding out from his girlfriend that he passed away (she has his death certificate to prove it), she reiterates that his debt can’t be paid the “conventional” way as he’s no longer alive to do that.

  • gigastasio@sh.itjust.works
    2·
    2 days ago

    I find myself thinking about this more and more as I get closer to retirement. I’m hoping that I get enough sufficient notice of my own death that I have time to close my checking/savings accounts, help liquidate any property I have that my kids don’t want, and convert as much as possible to cash. I intend to tell my family that any debt collectors that come knocking are to be told, in no uncertain terms, to fuck all the way off.